At Cardizo (“us”, “we”, or “our”), accessible from https://www.Cardizo.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains the types of information that is collected and recorded by Cardizo and how we use it.

This policy describes how we collect and use your data during your visit to our websites by the General Data Protection Regulation (GDPR).

If you have additional questions or require more information about our Privacy Policy, please contact us.

Who is using your data?

Cardizo is the “data controller” for the information that we collect when you visit our websites. This means that we decide how to use it and are responsible for looking after it by the GDPR.

Access to your data within Cardizo will be provided to those staff who need to view it as part of their work in connection with the operation of the website. It will also be shared with third parties.

Please read the following carefully to understand our views and practices regarding your data and how we will treat it. We may update this policy at any time.

Glossary

Where we refer in this policy to your ‘personal data’, we mean any recorded information that is about you and from which you can be identified. It does not include data where your identity has been removed (anonymous data).

Where we refer in this policy to your ‘technical data’, we mean any recorded information that is being generated automatically by your visit and actions on our site. This data is anonymous and is not linked to your data.

Where we refer to the ‘processing’ of your data, we mean anything that we do with that information, including collection, use, storage, disclosure, deletion, or retention.

Types of data we collect about you

Personal data that you provide about yourself

We collect your data when you voluntarily provide it to us. For example, you may give us: your email address if you choose to receive newsletters, updates, or other information from us; your contact information, and any other personal data you choose to include, if you email, text, or instant message us, or contact us through our websites; and any personal data contained in, or included with feedback, comments, photos, videos, or other information you submit via online portals, forms, surveys, or interactive portions of our websites.

Technical data that we collect automatically, including cookies and similar technologies

We use cookies and similar tracking technologies to track the activity on our websites. Cookies are files with a small amount of data which may include an anonymous unique identifier.

Cookies are sent to your browser from a website and learned on your device. Other tracking technologies are also used such as beacons, tags, and scripts to collect and track information and to improve and analyze our websites.

We will automatically collect, Learn, and use the following categories of data when you browse and search our site:

• technical information, for example, the type of device (and its unique device identifier) you use to access our site, the Internet protocol (IP) address used to connect your device to the Internet, browser type and version, time zone setting, browser plug-in types and versions, operating system, mobile network information and platform; and
• information about your visit to our site including the full Uniform Resource Locators (URL), clickstream to, through, and from the website (including date and time), pages you viewed, page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them please visit http://www.allaboutcookies.org/.

How we use your data

Cardizo (SMS) uses the collected data for various purposes:

• to provide and maintain our websites;
• to notify you about changes to our websites;
• to allow you to participate in interactive features of our websites when you choose to do so;
• to provide customer support;
• to gather analysis or valuable information so that we can improve our websites;
• to monitor the usage of our websites;
• to detect, prevent, and address technical issues;
• to fulfill any other purpose for which you provide it;
• to carry out our obligations and enforce our rights arising from any contracts entered into between you and us;
• to provide you with notices about your account and/or subscription, including expiration and renewal notices, email instructions, etc.;
• to provide you with news and general information about our websites;
• in any other way we may describe when you provide the information;
• for any other purpose with your consent.

Where we Learn or use your data

We may Learn your data manually or electronically. Any data learned electronically will be learned in secure servers, and any data learned manually will be learned on our servers which might be hosted anywhere in the world.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we will do our best to protect your data, we cannot guarantee the security of data transmitted to our websites and any transmission is at your own risk.

Sharing your data with third parties

Third-party service providers

We may employ professional services from companies and individuals to help us operate our websites.

All professional service providers are required to take appropriate security measures to protect your data in line with our policies. We do not allow them to use your data for their purposes. We permit them to process your data only for specified purposes and by our instructions.

Where your data is shared with third parties, we will seek to share the minimum amount necessary.

Analytics and other third-party tools

We employ third-party tools to monitor and analyze the use of our websites and to automate certain processes related to the development and operation of our websites.

Google Analytics. We use Google Analytics to track website traffic. Google Analytics is a web analytics service offered by Google. Google uses the data collected to track and monitor the use of our websites. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its advertising network. For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en. We also encourage you to review Google’s policy for safeguarding your data: https://support.google.com/analytics/answer/6004245.

Mailchimp. We use Mailchimp to manage our newsletters. For more information on the privacy practices of Mailchimp, please visit https://mailchimp.com/legal/privacy/, and more specifically the “Privacy for Contacts” section https://mailchimp.com/legal/privacy/#3._Privacy_for_Contacts

Disclosing your data

We may share your data with third parties if we are under a duty to disclose or share your data to comply with any legal obligation, to enforce or apply our site terms of use, or to protect the rights, property, or safety of our site, our users, and others.

Where your data is shared with third parties, we will seek to share the minimum amount necessary.

Retaining your data

We will only retain your data for as long as we need it to fulfill our purposes, including any relating to legal, accounting, or reporting requirements.

Your rights

Under certain circumstances, by law, you have the right to:

• Request access to your data (commonly known as a “subject access request”). This enables you to receive a copy of your data and to check that we are lawfully processing it.
• Request correction of your data. This enables you to ask us to correct any incomplete or inaccurate personal information we hold about you.
• Request the erasure of your data. This enables you to ask us to delete or remove your data under certain circumstances, for example, if you consider that there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your data where you have exercised your right to object to processing (see below).
• Object to processing of your data where we are relying on our legitimate interests (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground.
• Request the restriction of processing of your data. This enables you to ask us to suspend the processing of your data, for example, if you want us to establish its accuracy or the reason for processing it.
• Request the transfer of your data to another party.

Depending on the circumstances and the nature of your request it may not be possible for us to do what you have asked, for example, where there is a statutory or contractual requirement for us to process your data and it would not be possible to fulfill our legal obligations if we were to stop.

If you want to exercise any of the rights described above or are dissatisfied with the way we have used your information, you should contact us. We will seek to deal with your request without undue delay and in any event by the requirements of the GDPR. Please note that we may keep a record of your communications to help us resolve any issues that you raise.

Changes to this policy

Any changes we may make to our privacy policy in the future will be posted on this page. Please check back frequently to see any updates or changes to our privacy policy.

Log Files

Cardizo follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and are a part of hosting services' analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any personally identifiable information. The purpose of the information is to analyze trends, administer the site, track users' movement on the website, and gather demographic information.

Cookies and Web Beacons

Like any other website, Cardizo uses 'cookies'. These cookies are used to Learn information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Privacy Policies

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Cardizo, which are sent directly to users' browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that Cardizo has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Cardizo's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt out of certain options.

You can choose to disable cookies through your browser options. More detailed information about cookie management with specific web browsers can be found on the browsers' respective websites. What Are Cookies?

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and monitor and guide their online activity.

Cardizo does not knowingly collect any Personal Identifiable Information from children under 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Online Privacy Policy Only

This Privacy Policy applies only to our online activities and is valid for visitors to our website about the information that they share and/or collect in Cardizo. This policy does not apply to any information collected offline or via channels other than this website.